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PGI Insurers Limited Travel Insurance Packages in Pakistan

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Introduction

Travel abroad with confidence by choosing PGI Travel Insurance, a reliable travel protection solution from The Pakistan General Insurance Company Limited (PGI). Whether you're planning a holiday, business trip, family visit, study abroad, or pilgrimage, PGI Travel Insurance helps safeguard you against unexpected medical emergencies and travel related disruptions. PGI is one of Pakistan's oldest non life insurers, established in 1947, and offers a broad range of insurance products, including travel insurance.

About PGI General Insurance

The Pakistan General Insurance Company Limited (PGI) was incorporated in 1947 and is among Pakistan's oldest non life insurance companies. Listed on the Pakistan Stock Exchange (PSX) and regulated by the Securities and Exchange Commission of Pakistan (SECP), PGI provides motor, property, marine, engineering, health, travel, and corporate insurance solutions. The company emphasizes client focused service, digital enablement, and dependable claims handling.

Why Choose PGI Travel Insurance?

  • One of Pakistan's oldest insurance companies
  • Established in 1947 with decades of insurance experience
  • Schengen visa compliant travel insurance options
  • Worldwide emergency medical assistance
  • Comprehensive travel protection
  • Affordable premiums
  • Online quotation and policy support
  • Coverage for leisure and business travelers
  • Medical emergency protection abroad
  • Baggage and travel inconvenience benefits
  • Personal accident protection
  • Reliable claims assistance
  • Available through GoTravel.pk

Benefits of PGI Travel Insurance

PGI Travel Insurance helps travelers stay protected throughout their international journey by offering benefits such as:

  • Emergency medical expenses
  • Hospitalization abroad
  • Emergency medical evacuation
  • Repatriation assistance
  • Personal accident coverage
  • Trip cancellation protection
  • Trip interruption benefits
  • Flight delay assistance
  • Missed departure protection
  • Lost baggage coverage
  • Delayed baggage benefits
  • Loss of passport assistance
  • Personal liability protection
  • 24/7 emergency travel assistance

PGI Travel Insurance Packages

PackageSuitable ForMedical CoverageSchengen Approved
Basic Travel PlanTourists
Standard Travel PlanFamilies
Premium Travel PlanFrequent Travelers✔ Higher Limits
Business Travel PlanCorporate Travelers
Student Travel PlanInternational Students

Coverage Table

Coverage BenefitsIncluded
Emergency Medical Expenses
Hospitalization
Emergency Medical Evacuation
Repatriation
Personal Accident
Personal Liability
Trip Cancellation
Trip Interruption
Flight Delay
Missed Departure
Lost Baggage
Delayed Baggage
Passport Loss
Worldwide Assistance

Medical Benefits

PGI Travel Insurance helps cover eligible emergency medical expenses incurred during international travel, including:

  • Emergency hospitalization
  • Doctor consultations
  • Surgical procedures
  • Ambulance services
  • Emergency dental treatment
  • Prescription medicines
  • Intensive care
  • Emergency medical evacuation
  • Repatriation when medically necessary

Actual coverage depends on the selected policy and its terms.

Trip Cancellation

If your trip is cancelled due to covered unforeseen circumstances before departure, PGI Travel Insurance may reimburse eligible prepaid, non refundable travel expenses according to the policy terms.

Baggage Protection

Travel with confidence knowing your luggage is protected against covered travel inconveniences.

Coverage may include:

  • Lost baggage
  • Stolen baggage
  • Damaged baggage
  • Delayed baggage
  • Loss of travel documents

Flight Delay

Flight delays can create unexpected expenses. Eligible PGI Travel Insurance plans may provide benefits for covered delays, helping reimburse reasonable additional costs such as meals or accommodation, subject to waiting periods and policy conditions.

Claims

PGI aims to provide a straightforward claims process for policyholders.

Claim Requirements

  • Notify the insurer or emergency assistance provider immediately.
  • Complete the official claim form.
  • Submit all required supporting documents.
  • Claims are assessed according to policy terms.
  • Eligible claims are settled after approval.

Required Documents

To purchase PGI Travel Insurance, you may be asked to provide:

  • Valid Passport
  • CNIC or NICOP
  • Visa (if applicable)
  • Confirmed travel itinerary
  • Return air ticket (if applicable)
  • Travel dates
  • Completed insurance proposal form
  • Payment confirmation

For claims, additional documents such as medical reports, hospital invoices, airline reports, baggage reports, or police reports may be required.

Eligibility

PGI Travel Insurance is generally suitable for:

  • Pakistani citizens
  • Overseas Pakistanis (subject to policy conditions)
  • Tourists
  • Business travelers
  • Students
  • Families
  • Senior travelers (subject to age limits)
  • Schengen visa applicants
  • Travelers visiting worldwide destinations covered under the selected policy

Eligibility requirements may vary depending on the chosen travel insurance plan.

Claim Process

StepDescription
Step 1Report the incident immediately
Step 2Contact PGI or the emergency assistance provider
Step 3Complete the claim form
Step 4Submit supporting documents
Step 5Claim review and assessment
Step 6Settlement of eligible claims

Frequently Asked Questions

Is PGI Travel Insurance accepted for Schengen visas?

Yes. Eligible PGI travel insurance plans are designed to meet Schengen travel insurance requirements.

Can I buy PGI Travel Insurance online?

Yes. You can request a quote and purchase eligible travel insurance through GoTravel.pk.

What does PGI Travel Insurance cover?

Coverage may include emergency medical treatment, hospitalization, baggage protection, trip cancellation, personal accident, personal liability, and travel inconvenience benefits, depending on the selected policy.

Does PGI cover medical emergencies abroad?

Yes. Eligible plans include emergency medical assistance and related benefits while traveling internationally.

Does the policy cover baggage loss?

Yes. Eligible plans may provide protection against lost, stolen, damaged, or delayed baggage.

Is flight delay covered?

Yes. Selected plans may include benefits for covered flight delays, subject to policy terms.

How do I file a claim?

Report the incident promptly, complete the claim form, submit the required documents, and await assessment by PGI.

Who can purchase PGI Travel Insurance?

Tourists, students, business travelers, families, and individuals traveling internationally may purchase eligible plans, subject to policy conditions.

Why buy PGI Travel Insurance through GoTravel.pk?

GoTravel.pk offers easy online assistance, fast policy processing, trusted support, and access to reputable travel insurance providers.

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